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A product account is a smart account that holds a user’s funds and positions while they use a Compass product. The user’s wallet owns it, and every deposit, loan or trade runs from it.
  • The user owns it. Nothing moves without the owner wallet’s signature. Compass can’t sign for the account, move its funds or take it over. That also means Compass can’t recover the funds if the user loses their wallet.
  • One per product. Earn, Credit and Tokenized Assets each use their own account, so a loan can never touch a user’s savings.
  • Same address on every chain. The account has the same address on each chain. You create it once on each chain where the user needs it.

Which account each product uses

Perpetual Trading doesn’t use a product account. Orders run from the user’s own Hyperliquid account.

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Create an Account

Deploy a product account for a user on the chain you need.